Sustainable Credit
Investing to support a sustainable future
Finance + Science
Private markets expertise and data driven sustainability. No stories. Just science.
Welcome to Private Debt 2.0
At Northcore Capital, we aim to set a new standard for sustainable investing by combining finance with science. As both investors and scientists, we will be the first debt manager to introduce an investment framework that enhances traditional credit analysis with advanced tools such as applied mathematics, ecological modeling, eDNA metabarcoding, and laboratory analysis. Our groundbreaking methodology makes it possible to measure and quantify sustainability performance independently and in conjunction with financial returns.
Climate Financing: Persistent Funding Gap
Price setters, not price takers
Climate Adaptation
Europe is grappling with a substantial adaptation finance gap.
EU annual needs through 2030 are projected to be between €16 billion and €36 billion, resulting in a yearly shortfall of €8 billion to €28 billion (Pathways2Resilience, Paul Watkiss Associates).
Circularity
EU, UK, USA, Japan, Canada and Australia produce 43% of emissions and consume 25% of all raw materials.
EU financing needs alone could be as high as €55 billion annually (Trinomics, 2024). For example, in plastics recycling alone, the European Investment Bank has estimated an investment gap of €6.7 billion to €8.6 billion (EIB, 2023).
Agri-food and Nature-based solutions
Agri-food systems solutions are climate, biodiversity and land solutions.
Agri-food systems need a minimum of $200 billion annually. Only $28.5 billion is currently being funded (Climate Policy Initiative, 2023).
Undervalued Opportunities in Sustainable Sectors
Resilient Assets
While most climate finance flows into solar, wind and EVs, the real opportunities lie in the underfunded sectors of sustainable food systems, circularity and adaptation.
Underfunded SMEs
Financial covenants, illiquidity and complexity premium, upfront fees and asset-backed businesses with attractive returns.
Proprietary Approach
Extensive deal experience across structures, sectors and geographies.
The extreme has become the norm: 1 in 100-year events are the new baseline. It’s only a matter of time until financial markets start pricing in climate risks.
Overlooked Sectors
Demand for capital far exceeds supply. As price setters, not price takers, we can anchor deals and dictate terms.
Superior Risk Returns
We are investors and scientists with a robust, tested scientific sustainability framework.
Quantitative environmental economics will redefine sustainability investing and create new financial opportunities, just as Black-Scholes transformed the derivatives market, and Value at Risk revolutionized risk management.
Reshaping the Industry
